ISLAMIC PERSONAL FINANCE: FINANCIAL PLANNING AND WEALTH MANAGEMENT (IIIT)

The book is divided into three main parts. Part 1 covers the fundamentals of personal finance, beginning with consumerism, followed by financial literacy and education, global perspectives on personal finance, its history and theories, and the psychological aspects of financial decision-making. Part 2 presents Islamic perspectives on personal finance, addressing earnings, wealth, rizq, income, spending, saving, investing, and debt, with emphasis on sharīʿah principles such as infāq, ṣadaqah, and Maqāṣid al-Sharīʿah. Part 3 explores Islamic Financial Planning, including cash flow and net worth, risk management, Takāful, wealth optimization, investment contracts, purification and distribution of wealth, and retirement planning. Each chapter is supported with summaries, case studies, discussion questions, further readings, and references.